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Key in a payment from any computer.

Take card payments over the phone or by mail with no hardware required. Just log in from your browser and charge.

Why the Virtual Terminal

Take a payment from anywhere you have a browser.

No hardware needed

Any laptop or desktop becomes a card terminal. Nothing to buy, nothing to plug in.

Phone & mail orders

Perfect for taking orders by phone or processing mail-in payments while you're at your desk.

Fast and simple

Enter the card details, hit charge, and send a receipt. It's about as simple as payments get.

How it works

Three steps, no equipment.

1

Log in from your browser

Open the Virtual Terminal on any computer, no app or device to install.

2

Enter the payment

Type in the amount and the customer's card details while you're on the phone with them.

3

Charge and send a receipt

Process the payment and email a receipt in seconds.

Good questions

Frequently asked.

Is it safe to key in card numbers?

Payments run through secure, encrypted, PCI-compliant systems. We'll also walk you through best practices for handling card details responsibly.

Do I need special equipment?

No. Any computer with a browser and internet connection works.

Can more than one person use it?

Yes, you can give team members access. We'll help you set up who can process payments.

Does it work with my other sales?

Yes. Keyed-in payments show up in the same account as your in-person and online sales.

New merchant offer

Qualify for your free $100 edit.

Submit your first deal with Victory and you'll qualify for a free, professionally edited $100 promo video to help grow your business.

Ready to take payments over the phone?

Set up your Virtual Terminal with VMS in one conversation.